Moving From Canada to the U.S.?
Understand the Financial & Tax Consequences Before You Commit.
A move to the United States can affect your Canadian corporation, investments, retirement accounts, real estate, residency status, tax exposure, and estate planning.
Deborah Voronoff, CPA, helps Canadians understand how these pieces interact before major decisions are finalized.
Canadian CPA • U.S. CPA • Based in Florida • 35+ Years in Finance & Accounting
The move itself may be simple. The financial consequences often are not.
Changing residency can create consequences in both countries — and the timing of a move, sale, distribution, or restructuring can materially change the outcome.
- —Canadian departure tax
- —Canadian corporation ownership
- —RRSPs, TFSAs, and investment accounts
- —Real estate and significant assets
- —U.S. residency and tax exposure
- —Estate and succession implications
Questions worth answering before you move.
- —Should I move this year or next?
- —What happens to my Canadian corporation after I become a U.S. resident?
- —Should I sell or restructure assets before changing residency?
- —What happens to my RRSP, TFSA, and non-registered investments?
- —What are the Canadian departure-tax implications?
- —How could the timing of dividends, distributions, or a business sale affect the result?
- —What changes if I become a Florida resident?
- —How should a new U.S. business fit with my existing Canadian structure?
The objective is to understand the consequences while you still have options.
Request a Conversation With Deborah
Tell Deborah a little about your situation. Only the starred fields are required.
This is likely a good fit if...
- —You are planning a move from Canada to the United States
- —You own a Canadian corporation or are restructuring a business
- —You hold significant Canadian investments, retirement assets, or real estate
- —Your move involves multiple advisors or jurisdictions
- —Timing could materially affect the financial result
This is probably not the right service if you only need:
- •basic tax-return preparation
- •a simple filing question
- •low-complexity compliance work
Already working with an immigration lawyer or other advisor?
That's normal.
Deborah works alongside existing immigration counsel, attorneys, tax professionals, investment advisors, and other specialists.
Her role is to identify the financial and tax consequences that could materially affect the decision while respecting the existing advisor relationship.